As an insurance broker, you already know how profitable it can be to upsell ancillary and voluntary worksite benefits to fill gaps in coverage. These affordable products can help workers cover expenses should they become unable to work because of an off-the-job injury or illness. Coverage may also extend to some family members. But when
Previously, we discussed ways that Individual Disability Insurance (IDI) can protect the financial assets of the high earners in any organization. But DI plays an important role in balanced health care coverage. Post-pandemic, employers are still working to recruit and retain top employees and to prevent falling victim to trends like “quiet quitting,” where an
Group Retiree Health plans can reduce out-of-pocket healthcare costs for those ages 65+. In today’s era of job-hopping and quiet quitting – the phenomenon where employees remain at their jobs but don’t perform at their highest level – enticing employees to stay engaged is more important than ever. The FIRE movement, or Financial Independence, Retire
When employees are in their 30s, job-hopping and looking for the organizations with the best salaries and benefits packages, long-term care insurance (LTC) is not usually on their minds. But, the fact is, it should be. Life insurance sales increased during the coronavirus pandemic. And it’s good that even younger employees started exploring their own
Insurance brokers serving New Jersey now have another opportunity to increase commissions with statutory benefits: Family Leave Insurance. By law, New Jersey business owners are required to provide FLI coverage for employees to bond with a new child within the first 12 months, care for a family member with a serious health condition, or to
As the need for disability coverage, paid family and medical leave, and group benefits grows across the U.S., The DBL Center continues to expand its team to better serve insurance brokers. The DBL Center welcomes William Quinn, Senior Relationship Consultant for Group Benefits, to its growing family. In this new role, Quinn will work with
As we enter a new working world post-pandemic, with many employers permitting flexible working hours or work-at-home arrangements, it’s required some adjustments. A new McKinsey American Opportunity Survey revealed that 58% of Americans report having the opportunity to work from home at least one day a week, with 35% working from home five days a
The DBL Center is your trusted resource for statutory disability benefits, like TDB in New Jersey and DBL in New York, that your clients need. But insurance brokers should also consider sharing the advantages of other types of coverage. Key person insurance and business life insurance are critical products that many business owners overlook. Likewise,
As the statutory insurance industry prepares for July 1 renewals, it’s a good time for insurance brokers to help them identify gaps in coverage that may be filled by ancillary benefits. The introduction of paid family and medical leave programs in a growing number of states opens new markets to statutory brokers. DBL Center brokers
When we write group benefits, including statutory disability and ancillary benefits, we often showcase how insurance coverage like enriched DBL in New York can aid in recruiting and retaining new employees and middle management. But are your clients focused on their high performers, top-tier employees – and themselves, as the company owners? Individual life insurance,
Our brokers have come to trust us for the lowest premium rates and white glove service when it comes to statutory benefits, including DBL in New York, TDB in New Jersey, TDI in Hawaii and, now, Paid Family and Medical Leave in the New England states. But, through our long-term relationships with top-rated carriers, we
You’ve probably heard the expression, “Stay in your lane.” One of DBL Center founder David Cohen’s favorite quotes was “Stick to sewing.” Both expressions relate to finding what you’re good at, honing your skills and knowledge in that area, and not wasting time on diversions outside that field. Find the right people to support you