“It’s not what you earn, it’s what you keep.” This is one of our favorite mantras at The DBL Center. But how can insurance brokers be sure they’re getting paid accurately? Cancellations, missed renewals, and manual commission reconciliation drain time and income. CRMs and accounting software can help, but these programs aren’t tailored to the
New York insurance brokers need to understand new DBL requirements. Beginning March 1, 2026, the state of New York isn’t allowing insurance brokers to backdate DBL (disability benefits law) and Paid Family Leave policies beyond 30 days. This means that New York businesses found in non-compliance, who aren’t offering their worker DBL policies, can face
Are you showing your clients the love they deserve? With Valentine’s Day right around the corner, you might be thinking of ways to create a romantic and memorable experience for your significant other or maybe the whole family. Luxury experiences, or even experiences that feel luxurious but don’t cost a lot, are trending in 2026.
DBL forms insurance brokers need and how to get them When a business writes a private disability insurance and Paid Family Leave policy in New York, they need to show proof of coverage through an approved carrier. Form DB-120.1 shows that proof of coverage for a private policy. But brokers can’t issue the form; it
As New York’s COVID Sick Leave law sunsets at the end of July, NY business owners may be confused about mandated paid-time-off (PTO). As a result, they may have questions for the insurance brokers who write and manage their statutory benefits like DBL and PFL. Full Support to Help You Earn More Maximizing your
Stand out and boost commissions with these secrets from DBL Center Members of The DBL Center team celebrated our company’s ongoing success at a dinner in The Northport Hotel’s restaurant with a few leaders from one of our preferred carrier partners, Lincoln Financial. We all share a love for travel, music, and food, which made
How can insurance brokers help their clients make the right choices? In the past decade, online commerce has reached a point where you can buy everything from cat food to car insurance (and even a car!) online. But just because you can doesn’t mean you should, especially when it comes to big-ticket purchases. It might
If a New York business has out-of-state employees, they should consider a DBL rider to bridge coverage gaps Are you missing opportunities to provide your New York-based clients with DBL riders for their out-of-state employees? Insurance brokers should review their clients’ risk gaps and help fill them in practical, affordable ways. Clients trust their insurance
The DBL Center can help your clients navigate the process of filing form DB 450. For most insurance brokers in the New York area, disability insurance represents a small piece of your book of business. You probably make more money from health, life insurance, and other benefits. As a required benefit, DBL gives you a
LTD offers “same occupation” coverage and no waiting periods for claims. Smart insurance brokers are always seeking ways to upsell ancillary benefits. If you have a stable of clients purchasing statutory benefits like TDB in New Jersey or Paid Family and Medical Leave (PFL, PFML) in a growing number of states, you have a prime
Are you using IDI coverage to fill gaps in your clients’ executive benefits packages? When HR and benefits departments create group benefits plans, they often focus on the majority of employees – hourly wage workers, middle management, and those earning less than $10,000 a month gross income. But we know that the c-suite, including the