Tel:(631) 293.5100 E-mail: mailto:info@dblcenter.com

The DBL Center - Insurance Wholesaler

Niche Insurance Specialist. Your Insurance Wholesaler since 1976

T (631) 293 51 00
Email: Info@dblcenter.com

Niche Insurance Specialist.
155 Pinelawn Road Suite 120S Melville, NY 11747

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  • Archive from category "Disability Coverage"
July 12, 2025

Archive for Category: Disability Coverage

Amazon Prime Day, But for Insurance – Save Up to 25% on DBL Today

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Michael Cohen
Tuesday, 08 July 2025 / Published in Business, Disability Coverage
Insurance in a Box
Our new Express Quote helps save your clients money, so you can roll that savings into ancillary benefits. Take a break from hunting down deals on electronics, sporting goods and school supplies this Prime Day and think, for a moment, about your insurance business. Are you really giving your clients the best value? If you

New York PFL vs. New York State Sick Leave Act: What Insurance Brokers Need to Know

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Dawn Allcot
Wednesday, 02 July 2025 / Published in Ancillary Benefits, Coronavirus Pandemic, Disability Coverage, Enriched DBL, NYS DBL, Paid Family Leave
  As New York’s COVID Sick Leave law sunsets at the end of July, NY business owners may be confused about mandated paid-time-off (PTO). As a result, they may have questions for the insurance brokers who write and manage their statutory benefits like DBL and PFL. Full Support to Help You Earn More Maximizing your
DBLenriched DBLNew York State Sick Leave ActNYS PFLPaid Family Leave

Do You Know How to Build Client Loyalty?

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Michael Cohen
Wednesday, 04 June 2025 / Published in Business, Disability Coverage, NYS DBL
Building Client Loyalty
Stand out and boost commissions with these secrets from DBL Center Members of The DBL Center team celebrated our company’s ongoing success at a dinner in The Northport Hotel’s restaurant with a few leaders from one of our preferred carrier partners, Lincoln Financial. We all share a love for travel, music, and food, which made

Employee Benefits Are Not a Commodity – Here’s Why

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Michael Cohen
Tuesday, 06 May 2025 / Published in Disability Coverage
Meeting About Employee Benefits
How can insurance brokers help their clients make the right choices? In the past decade, online commerce has reached a point where you can buy everything from cat food to car insurance (and even a car!) online. But just because you can doesn’t mean you should, especially when it comes to big-ticket purchases. It might

Your Guide to DBL Riders for Out-of-State Remote Workers

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Michael Cohen
Monday, 21 April 2025 / Published in Disability Coverage, NYS DBL
Remote Worker
If a New York business has out-of-state employees, they should consider a DBL rider to bridge coverage gaps Are you missing opportunities to provide your New York-based clients with DBL riders for their out-of-state employees? Insurance brokers should review their clients’ risk gaps and help fill them in practical, affordable ways. Clients trust their insurance

NYSIF DB-450 Form: What Your Clients Need to Know About Filing a Disability Claim in NY

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Michael Cohen
Monday, 21 October 2024 / Published in Disability Coverage, NYS DBL
NYSIF DB-450 Form
The DBL Center can help your clients navigate the process of filing form DB 450. For most insurance brokers in the New York area, disability insurance represents a small piece of your book of business. You probably make more money from health, life insurance, and other benefits. As a required benefit, DBL gives you a

Why Your Clients Need Long-Term Disability Coverage

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Dawn Allcot
Sunday, 30 June 2024 / Published in Disability Coverage, Insurance
Long-Term Disability Coverage
LTD offers “same occupation” coverage and no waiting periods for claims. Smart insurance brokers are always seeking ways to upsell ancillary benefits. If you have a stable of clients purchasing statutory benefits like TDB in New Jersey or Paid Family and Medical Leave (PFL, PFML) in a growing number of states, you have a prime

How IDI Insurance Can Cover Your Clients’ Top Executives

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Dawn Allcot
Sunday, 02 October 2022 / Published in Disability Coverage
Are you using IDI coverage to fill gaps in your clients’ executive benefits packages? When HR and benefits departments create group benefits plans, they often focus on the majority of employees – hourly wage workers, middle management, and those earning less than $10,000 a month gross income. But we know that the c-suite, including the

Can a Business Use Disability and Life Insurance to Fund a Buy / Sell Agreement?

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Dawn Allcot
Tuesday, 07 June 2022 / Published in Ancillary Benefits, Disability Coverage, Life Insurance
The DBL Center is your trusted resource for statutory disability benefits, like TDB in New Jersey and DBL in New York, that your clients need. But insurance brokers should also consider sharing the advantages of other types of coverage. Key person insurance and business life insurance are critical products that many business owners overlook. Likewise,

Questions to Ask to Find Holes in Your Clients’ Insurance Coverage

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Dawn Allcot
Tuesday, 24 May 2022 / Published in Ancillary Benefits, Disability Coverage, Enriched DBL
As the statutory insurance industry prepares for July 1 renewals, it’s a good time for insurance brokers to help them identify gaps in coverage that may be filled by ancillary benefits. The introduction of paid family and medical leave programs in a growing number of states opens new markets to statutory brokers. DBL Center brokers

Deadline to Write Disability Benefits Across New England and New York Tri-State Area Approaches on April 1

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Michael Cohen
Sunday, 27 February 2022 / Published in Disability Coverage
Increase your productivity and close more sales before the disability benefits deadline. Are you looking at your business 120 days out? What you do now will reap rewards in the next quarter. As the April 1 deadline approaches to write NYS disability benefits, as well as New Jersey TDB, Paid Family Leave in Connecticut, and
brokersdisability benefitsdisability coverageenriched DBLNYS DBL

Skyscraper Insurance Talks with DBL Center President and CEO Michael Cohen

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Dawn Allcot
Tuesday, 18 January 2022 / Published in Disability Coverage, Enriched DBL, In the News
DBL Center President and CEO Michael S. Cohen recently appeared as a guest on the Poza podcast The Risk Taker, hosted by Chaim Berkovic, founder and president of Skyscraper Insurance. The podcast focuses on business leaders who take on unusual challenges, step outside their comfort zones, and achieve success. During the 40-minute interview, Berkovic and
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The D.B.L. Center LTD.
Niche Insurance Specialist
Industry experience since 1976
155 Pinelawn Road
Suite 120S
Melville, NY 11747

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