The DBL Center can help your clients navigate the process of filing form DB 450. For most insurance brokers in the New York area, disability insurance represents a small piece of your book of business. You probably make more money from health, life insurance, and other benefits. As a required benefit, DBL gives you a
LTD offers “same occupation” coverage and no waiting periods for claims. Smart insurance brokers are always seeking ways to upsell ancillary benefits. If you have a stable of clients purchasing statutory benefits like TDB in New Jersey or Paid Family and Medical Leave (PFL, PFML) in a growing number of states, you have a prime
Are you using IDI coverage to fill gaps in your clients’ executive benefits packages? When HR and benefits departments create group benefits plans, they often focus on the majority of employees – hourly wage workers, middle management, and those earning less than $10,000 a month gross income. But we know that the c-suite, including the
The DBL Center is your trusted resource for statutory disability benefits, like TDB in New Jersey and DBL in New York, that your clients need. But insurance brokers should also consider sharing the advantages of other types of coverage. Key person insurance and business life insurance are critical products that many business owners overlook. Likewise,
As the statutory insurance industry prepares for July 1 renewals, it’s a good time for insurance brokers to help them identify gaps in coverage that may be filled by ancillary benefits. The introduction of paid family and medical leave programs in a growing number of states opens new markets to statutory brokers. DBL Center brokers
Increase your productivity and close more sales before the disability benefits deadline. Are you looking at your business 120 days out? What you do now will reap rewards in the next quarter. As the April 1 deadline approaches to write NYS disability benefits, as well as New Jersey TDB, Paid Family Leave in Connecticut, and
DBL Center President and CEO Michael S. Cohen recently appeared as a guest on the Poza podcast The Risk Taker, hosted by Chaim Berkovic, founder and president of Skyscraper Insurance. The podcast focuses on business leaders who take on unusual challenges, step outside their comfort zones, and achieve success. During the 40-minute interview, Berkovic and
You’ve probably heard the expression, “Stay in your lane.” One of DBL Center founder David Cohen’s favorite quotes was “Stick to sewing.” Both expressions relate to finding what you’re good at, honing your skills and knowledge in that area, and not wasting time on diversions outside that field. Find the right people to support you
Smart New York disability insurance brokers have been thinking ahead to 2022 since the third quarter wrapped up. However, that’s not always easy to do as so much has changed in the past year. If you’ve been focused on the day-to-day, treading water and focused on maintaining your book of business without growing, that’s completely
Employee benefits like critical illness plans cost more than workers expect; brokers can help with bundled coverage and client education More than half of workers in a recent survey said they have “no understanding” or they “only somewhat” understand the insurance benefits their employer offers, how they can enroll, and what is covered. As
The holiday season used to begin when Santa Claus rode down 34th Street, waving in front of Macy’s during the Thanksgiving Day parade. But now anyone who celebrates Christmas, Hannukah, Kwanzaa or even New Year’s Eve knows the “holiday” season starts with pumpkin spice and apple pie, not sleigh bells. Things get busy – and
Increase revenue with our exclusive Broker Dashboard: Net Revenue Tracker As many companies went out of business in 2020 and others saw substantial revenue reductions, insurance brokers have struggled to collect payments for New York and New Jersey statutory disability insurance policies. The DBL Center is the first and only wholesale insurance broker to deliver