Family Paid Leave Programs Status

Nine states and the District of Columbia now have some form of paid leave or family and medical leave in effect for most businesses, with several more soon to introduce a program. Take a look at our map that shows how Paid Family Leave programs are spreading across the U.S., creating opportunitues for insurance brokers and making life a little easier for parents and caregivers.

  • In effect with private options available
  • In effect no private options
  • Coming soon
  • Short Term Disability, No Paid Leave

Wage Replacement Coverage

PFL provides partial wage replacement, up to a certain percentage, for working individuals who need time off to:

  • Care for a child within the first year of birth, adoption or foster care
  • Plan for a spouse’s deployment
  • Manage the household while a military spouse is deployed
  • Care for an ill or disabled family member

Some states, like Connecticut, Colorado, and Massachusetts, include disability leave or medical leave for the employee as part of family leave. In these cases, a worker will receive partial wage replacement if they are ill or inured and unable to work due to an off-the-job illness or injury.

Other states, like New York and New Jersey, offer paid family leave or family leave insurance (FLI) separate from temporary disability coverage for workers. In New York, PFL can be written as a stand-alone benefit or as a rider to the state’s DBL (Disability Benefits Law) short-term disability coverage.