June 3, 2023

Enriched New York State Disability Benefits Law

The New York State Disability Benefits Law (DBL) has undergone significant changes in recent years, with the goal of providing more comprehensive coverage and increased benefits for employees who suffer from a work-related injury or illness. These changes, known as the "Enriched DBL," have led to significant improvements in the coverage and protections offered to employees in the state of New York.

Enriched Disability Benefits Law Insurance in New York

Give your clients more

Enriched New York State Disability Benefits Law
Give your clients more with Enriched Disability Benefits Law Insurance in New York
In New York, disability benefits law coverage is required for all businesses. However, employers don’t have to accept the state minimum of $170 per week for 26 weeks for their employees. In a competitive hiring environment, a good employee benefits package can make the difference between attracting cream-of-the-crop talent and struggling to find good employees.

As an insurance agent offering disability insurance in New York, you are in a unique position to help your corporate and small business customers ensure high employee retention rates and business continuity with one of our Enriched NY DBL insurance plans, similar to sister short term states such as New Jersey and Hawaii.

Give Your Customers the Coverage They Deserve

Our enriched New York State temporary disability insurance plans may provide a 50 to 60 percent salary replacement, with weekly maximums between $200 and $850. You can also include additional in-hospital coverage.

To show your clients just how much more they can offer their employees, use the handy chart below and bind your application for businesses with fewer than 50 lives. Choose your preferred carrier from our select list, fill out the appropriate details, and receive a binded copy of your application right away.

Businesses with more than 50 lives can benefit from our Enriched DBL offerings, too. Simply call our office with the number of male and female employees, salary information, and the name and address of the employer available. We will guide you through the process and underwrite a plan designed to give your customers the peace-of-mind they want when they are investing in disability insurance.

Added Discounts and More Commission With Multi-Line Insurance Plans

With our multi-line discounts, you can offer your customers even more expanded coverage – and cost savings – resulting in added commissions for you and your insurance brokerage.

When you take advantage of the low rates provided by our select carriers for life insurance, group life AD&D, vision and dental coverage, your customers will look at you as their single source for employee benefits insurance in New York.

Best of all, you’ll enjoy the stellar service The DBL Center provides when you purchase your disability insurance and ancillary coverage through InsuranceWholesaler.net.

The Benefits

Learn how DBL Center white glove service can help brokers like you expand your book of business with new clients

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How it works

Select your carrier, Fill out the forms, Get approved It's that simple! White glove service you & your clients deserve.

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Bind DBL / PFL

Link your agency today, contact our seamless dedicated support team for additional help or any quotations you may have.

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The D.B.L. Center LTD.
Niche Insurance Specialist
Industry experience since 1976
155 Pinelawn Road
Suite 120S
Melville, NY 11747