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    Are you ready to experience the white glove service The DBL Center Ltd. has been providing to insurance brokers for more than 40 years? Do you want to expand your book of business by selling enhanced DBL, TDI, and TDB insurance, as well as increasing your commissions through ancillary products?

    Give us a call or send us an email and one of our highly experienced team members will help get you started. When you have a team of professionals on your side, acting as your back office and providing the best insurance products at the best value to your customers, you’ll see the difference. Disability insurance is only the beginning. Let us help you now.

    Isn’t it time you link up to The D.B.L. Center Ltd.?

    Contact Information

    155 Pinelawn Road
    Suite 120S
    Melville, NY 11747

    Phone: (631) 293.5100
    Fax: (631) 293.5897

    Department Contacts

    Michael Cohen
    Michael S. Cohen

    After graduating from Boston University in 2002, Michael Cohen spent several years in the film and television industry, working as a producer, writer and stand-up comedian.  Licensed to sell insurance at the age of 18, Cohen entered the family business full time in 2005 and brought the experience of the entertainment industry to The DBL Center.
    Nine years later, he became a member of the prestigious Friars Club in NYC, where he found a way to blend his passion for the arts with his day job to assist with the growth of The DBL’s Center’s General Agency, which he is proud to say has more than doubled since he came  on board.

    Phone: (631) 293.5100 ext. 800

    David J. Cohen
    David J. Cohen

    Founder David J. Cohen was born and raised on Manhattan’s Lower East Side, moved with his family to Kings Highway in Brooklyn and, ultimately, to Long Island. He graduated from Stony Brook University in 1971 with aspirations to be a dentist and stumbled into the insurance industry, where he started out as an Individual Life salesman.
    In 1976, with just an idea and a dime, he ended his career as a producer and started The DBL Center Ltd. to focus on servicing brokers and selling on their behalf. In 1986 he expanded to the state of Hawaii and his company currently manages a premium block of $50 million on the behalf of its sub-producing agents.

    Eugene Puleo
    Eugene Puleo
    Office Manager/Senior Underwriter
    After graduating college in 1976,  Eugene Puleo launched his insurance career with NY Life, and then joined CNA  as the DBL underwriting manager.  On April 1, 1983, he started his wholesale career with the DBL Center Ltd., where today he is responsible for writing and maintaining the company’s over 50 life DBL & TDB business, as well as auditing the agency’s ancillary and statutory commissions in all markets.

    Phone: (631) 293.5100 ext. 803

    Selena Kutschera
    Selena Kutschera
    Director of DBL & TDB
    Selena Kutschera has been in the insurance industry since 1997, when she graduated with a degree in Insurance from University of Hartford. Utilizing her extensive experience and knowledge of NY DBL and NJ TDB benefits, she is able to service The DBL Center’s prestigious client list.

    Phone: (631) 293.5100 ext. 809

    Lisa Indelli
    Lisa Indelli
    DBL Licensing, Commission/Processing Inquiries

    Lisa Indelli started working in the insurance industry in 1999 when she became employed at The DBL Center Ltd. Over time she switched to a full-time position, where she is currently responsible for handling all NY DBL business from 1 – 49 lives, and servicing all broker requests.

    Phone: (631) 293.5100 ext. 804

    Camille Hughes
    Camille Hughes
    DBL Processing
    Camille Hughes has been in the Insurance Industry for 28 years, beginning her career on the carrier side for Zurich North America and eventually switching to the General Agent side where she has been for the last 10 years as a Statutory CSR.  She enjoys servicing her brokers’ business.

    Phone: (631) 293.5100 ext. 802

    Annette M. Sperandio

    Annette M. Sperandio
    Benefits Account Manager
    Annette M. Sperandio is a two-time graduate of St. John’s University specializing in Secondary Education with a concentration in English. After
    graduating from St. John’s, Annette spent five years teaching middle school and high school English in Bellmore-Merrick CHSD and Massapequa UFSD. After the birth of her son, she joined Chernoff Diamond as a Team Coordinator, providing support to a team of seven. During her tenure at Chernoff Diamond she assisted Benefit Consultants and Client Managers in their day to day responsibilities while providing the utmost customer service for their clientele. She joins The DBL Center, LTD as an Account Manager specializing in the marketing process of Ancillary lines of coverage and providing the niche service that our brokers are accustomed to.

    Phone: (631) 293-5100 ext. 801
    E-mail: Annette.Sperandio@dblcenter.com


    Melissa Bilka

    Melissa Bilka
    Benefits Coordinator
    Melissa Bilka is a graduate of Long Island University, C.W. Post Campus specializing in Mathematics Education. She recently entered the insurance field and joined the expanding Group Ancillary Department of The DBL Center Ltd as a Benefits Coordinator.

    Phone: (631) 293-5100 ext. 807
    E-mail: Melissa.Bilka@dblcenter.com


    Lori S. Rose

    Lori S. Rose
    AVP of Ancillary Lines
    Lori Rose has been in the insurance industry for over 25 years, specializing in Ancillary Lines at carriers including CNA, Zurich, Principal and Ameritas. She joins The DBL Center as AVP of Ancillary Lines, bringing her expertise and passion for sales and service to brokers with employee benefits solutions.

    Phone: (631) 293-5100 ext. 805
    E-mail: Lori.Rose@dblcntr.com


    Courtney Murphy

    Courtney Murphy
    Policy Service Representative
    Courtney grew up on long island and attended High School in New Hyde Park where she resided until her husband joined the military. She traveled throughout The Midwest and Hawaii over the course of 5 ½ years before moving back to Long Island to be with the rest of her family.

    Courtney re-entered the workforce in 2012 while her three children were still young as a medical billing specialist. In 2015, she earned a quality assurance position before becoming supervisor of The Insurance Department two years later. In the spring of 2019, she took her expertise to join The D.B.L. Center as a Policy Service Representative.
    Phone: (631) 293-5100 ext. 806
    E-mail: courtney.murphy@dblcenter.com


    Courtney Murphy

    Brian Dewey
    Group Sales Representative
    Brian Dewey is a Massachusetts native & Stonehill College graduate with degrees in Economics and Finance. He brings with him nearly a decade of group benefits experience, with a focus on ancillary benefits from his time at Sun Life and Ameritas.

    Phone: (631) 293.5100 ext. 808
    E-mail: Brian.Dewey@dblcenter.com


    Courtney Murphy

    Larry Estridge
    Regional Vice President Group Worksite Benefits
    Larry Estridge has been in the insurance industry for over 25 years, serving as a Regional in the Northeast and Midwest Territories for carriers such as UnumProvident, Colonial, and Ameritas. Larry’s expertise is in Disability, Life, and Worksite Benefits where he has provided benefit solutions to Brokers and Financial Advisors for their clients. He joins The DBL Center as the Regional Vice President of Group Worksite Benefits.

    Phone: (631) 293.5100 ext. 812
    E-mail: Larry.estridge@dblcenter.com

    Have questions?
    Call (631) 293.5100 or email us today!