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The DBL Center - Insurance Wholesaler

Niche Insurance Specialist. Your Insurance Wholesaler since 1976

T (631) 293 51 00
Email: Info@dblcenter.com

Niche Insurance Specialist.
155 Pinelawn Road Suite 120S Melville, NY 11747

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  • Articles posted by Dawn Allcot
June 16, 2026

Archive for Author: Dawn Allcot

Dawn Allcot is a freelance writer, editor, and content strategist with more than two decades of experience creating high-performing content for leading financial and consumer publications like GoBankingRates, CNET, and TheStreet. She is a long-time content partner for DBL Center, covering employee benefits, broker technology, and the evolving paid family leave (PFML) landscape.

Brokers: Is a Private Plan in Maryland Right for Your Clients?

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Dawn Allcot
Monday, 15 June 2026 / Published in Maryland PFML, Paid Family Leave, Uncategorized
Map of US with toy plane landing next to a Maryland state flag.
Join your disability, benefits, and leave specialists to learn more about the upcoming Maryland FAMLI program It’s been a long time coming, but the Maryland Department of Labor is poised to roll out its MD FAMLI paid family and medical leave program with actions starting in a few weeks. All employers must register this fall.
Maryland FAMLIMD FAMLI

PFML Bonding Claims Signal a Bigger Benefits Opportunity

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Dawn Allcot
Tuesday, 02 June 2026 / Published in Paid Family Leave
GenX dad or granddad holding up a baby son in the air.
Did you know that in the state of Washington, a higher percentage of men filed PFML claims to bond with a new child than women did? More than half (55%) of bonding leave claims were from men, compared to 45% from women. In Colorado, it was an even 50-50 split, according to recent data collected
bonding leave claimsPaid Family Leavepaternity leavePFML

Where Do US Workers Face the Biggest Benefits Gaps?

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Dawn Allcot
Tuesday, 26 May 2026 / Published in Ancillary Benefits
Knowledge is power and the latest Department of Labor statistics can help brokers pinpoint coverage gaps in ancillary benefits Many insurance brokers know The DBL Center for our expertise in mandatory disability insurance and paid family and medical leave. But our ultimate goal is to help brokers boost their commissions by helping their clients privatize
ancillary benefitsdentalGroup Life / AD&DVision coverage

How to Enrich NYS DBL Now with a Private Plan

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Dawn Allcot
Monday, 18 May 2026 / Published in Disability Coverage, Enriched DBL
Photo of New York State Capital building in Albany
Don’t leave money on the table if you’re writing business for under 50 lives in New York You don’t have to wait for the state to make a decision about Senate Bill S172, which would bring DBL pay more in line with Paid Family Leave benefits in New York. You can help your clients enrich
enriched DBLNYS DBLNYS PFL

Virginia Passes Mandated Paid Family Medical Leave (PFML) Law

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Dawn Allcot
Friday, 01 May 2026 / Published in Paid Family Leave
map of mid-atlantic US with Virginia highlighted with the state flag, new mother holding infant
The state known as the “Mother of Presidents” takes steps to support working parents with statutory paid family and medical leave. On the year of our nation’s 250th birthday, Virginia becomes the first state in the South to introduce required paid family and medical leave. Signed into law on April 22, 2026, the program will
Paid Family LeavePFLVirginia PFML

PFML Expert Gina Rutledge Joins The DBL Center

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Dawn Allcot
Tuesday, 14 April 2026 / Published in Business, Uncategorized
New Assistant VP, Paid Family and Medical Leave, comes from MetLife to support brokers across the ever-changing paid family leave landscape. The DBL Center has appointed Gina Rutledge Assistant Vice President, Paid Family and Medical Leave Solutions, effective immediately. With 28 years of experience in the insurance industry, Gina Rutledge is a renowned industry PFML

The Right Dental Benefits Lead to Healthier Employees

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Dawn Allcot
Monday, 06 April 2026 / Published in Ancillary Benefits
CDC - Business Pulse Infographic on employee health and productivity
Providing a strong dental benefits plan may improve employee health and reduce absenteeism and productivity loss costs. Preventative and emergency dental care plays an important role in overall employee health. Yet, less than 45% of US workers have access to a dental insurance through their job, according to the latest Bureau of Labor Statistics data.
Dental benefitsemployee healthgroup benefits

Seeing the Truth about Vision Coverage

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Dawn Allcot
Friday, 03 April 2026 / Published in Vision Coverage
Vision Coverage
The majority of US employers today offer this important ancillary benefit — here’s why Roughly six-in-10 US employers (62%) offer vision insurance. This number has nearly doubled since 2016, when only 35% of businesses offered this important ancillary benefit. Vision Insurance Statistics – Who Offers Vision Plans? Companies have made progress in ancillary benefit programs.
ancillary benefitsVision coverage

How Brokers Can Expand (and Protect) Their Income with Individual Disability Insurance

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Dawn Allcot
Friday, 27 March 2026 / Published in Business, Disability Coverage, Insurance
Small business benefits packages close risk gaps for executives and owners Insurance brokers specializing in group employee benefits, including required benefits like DBL, TDB, and PFML, are missing opportunities if they don’t speak to their clients about individual disability income insurance. You may recognize The DBL Center as the leading authority for paid family and

Stop Letting Cancellations Eat into Your Commissions

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Dawn Allcot
Tuesday, 03 March 2026 / Published in Broker Dashboard, Business, Disability Coverage, NYS DBL
Stop Letting Cancellations Eat into Your Commissions
“It’s not what you earn, it’s what you keep.” This is one of our favorite mantras at The DBL Center. But how can insurance brokers be sure they’re getting paid accurately? Cancellations, missed renewals, and manual commission reconciliation drain time and income. CRMs and accounting software can help, but these programs aren’t tailored to the

Ancillary Benefits Can Bridge the Gap for Lackluster Healthcare

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Dawn Allcot
Monday, 02 March 2026 / Published in Ancillary Benefits
Ancillary Benefits
Insurance brokers can help create a healthier country, one benefit at a time. A new report from Compare the Market found the US ranks 33rd in the world for healthy aging. Michael S. Cohen, The DBL Center President and CEO, recently shared his thoughts on this eye-opening study with the new digital publication, Nifty50+, a

New York Businesses Without DBL Can Face Heavy Fines – Insurance Brokers Can Help

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Dawn Allcot
Monday, 02 March 2026 / Published in Disability Coverage
Does Your Insurance Brokerage Track Cancellations to Improve Cash Flow?
New York insurance brokers need to understand new DBL requirements. Beginning March 1, 2026, the state of New York isn’t allowing insurance brokers to backdate DBL (disability benefits law) and Paid Family Leave policies beyond 30 days. This means that New York businesses found in non-compliance, who aren’t offering their worker DBL policies, can face
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