Tel:(631) 293.5100 E-mail: mailto:info@dblcenter.com

The DBL Center - Insurance Wholesaler

Niche Insurance Specialist. Your Insurance Wholesaler since 1976

T (631) 293 51 00
Email: Info@dblcenter.com

Niche Insurance Specialist.
155 Pinelawn Road Suite 120S Melville, NY 11747

  • About
    • Our Team
      • David J. Cohen
      • Michael S. Cohen
      • Lisa Indelli
      • Selena Kutschera
      • Annette M. Sperandio
      • Bill Quinn
      • Brian Dewey
      • Sonja Spruiel
      • Maria Dottavio
      • Chris Zimmerman
      • John Byrne
      • Alexandra De Sisto
      • Gina Rutledge
    • Why Choose Us
    • DBL Center History
    • In the News
    • Testimonials
  • Disability Insurance
    • Enriched NY DBL
    • NY State DBL
    • New Jersey TDB
    • Hawaii TDI
  • Ancillary Group Benefits
    • Group Life Insurance / AD&D Coverage
    • Long Term Disability Insurance
    • Dental Benefits
    • Vision Coverage
    • Voluntary Worksite Benefits
      • Life Insurance
      • Disability Income
      • Critical Illness Insurance
      • Accident Insurance
  • Paid Family Leave
    • Colorado
    • Connecticut
    • Delaware
    • Maine
    • Maryland
    • Massachusetts
    • Minnesota
    • New Hampshire
    • New Jersey
    • New York
    • Oregon
    • Vermont
    • Virginia
  • Bind DBL / PFL
  • Blog
  • Contact
GETRATES
HERE
  • Home
  • Articles posted by Dawn Allcot
September 7, 2026

Archive for Author: Dawn Allcot

Dawn Allcot is a freelance writer, editor, and content strategist with more than two decades of experience creating high-performing content for leading financial and consumer publications like GoBankingRates, CNET, and TheStreet. She is a long-time content partner for DBL Center, covering employee benefits, broker technology, and the evolving paid family leave (PFML) landscape.

New York Announces New PFL Benefits and Premium Rates for 2027

  • 0
Author Image
Dawn Allcot
Monday, 31 August 2026 / Published in Paid Family Leave, Uncategorized
mAP SHOWING A close up of NY with a megaphone announcing New PFL Rates.
New PFL benefits, premium rates, and eligibility expansion for some NY construction workers coming in 2027. New York announced an increase in the PFL premium rate to .00452, or .452%, with a maximum annual employee contribution of $451.81. New York State’s Department of Financial Services published the increase on August 31, 2026. The increase goes

Caregiving Is Hurting the Sandwich Generation the Most — Here’s How Insurance Brokers Can Help

  • 0
Author Image
Dawn Allcot
Wednesday, 26 August 2026 / Published in Ancillary Benefits, Paid Family Leave
Four generations at a table, celebrating a mother's 100th birthday.
More than four-in-10 Americans who provide financial support for loved ones said it has made it harder to save for retirement, according to a new survey from MyGuidetoRetirement.org. Juggling the household costs of aging parents and adult children stretches budgets thin, while prices continue rising across the board for food, fuel, utilities, household goods and

Brokers: Are Your Clients Struggling with Leave Management?

  • 0
Author Image
Dawn Allcot
Monday, 17 August 2026 / Published in Uncategorized
image depicting a medical leave request with a calculator in the corner
The DBL Center can help you provide the solution. As more states adopted paid leave laws for medical leave, caregiving, and bonding with a new child in their family, HR departments are left struggling with how to manage leave to ensure compliance and employee satisfaction. Along with providing back-office assistance and low premium rates as

Can Workers Claim Bonding and Medical Leave at the Same Time?

  • 0
Author Image
Dawn Allcot
Monday, 27 July 2026 / Published in In the News, NYS DBL, Paid Family Leave
A father is holding an infant while the mother kisses the baby's cheek - family bonding at its best.
Understand worker entitlements after a birth or adoption to help clients make the most of PFML in their state. Raising a child is expensive. A 2026 LendingTree report estimated costs of more than $303,000, on average, to raise a child up to age 18. Nearly $30,000 of that is spent in the first five years of
bonding leavePaid Family Leave

PFML Across the Country: Who’s Taking Paid Family Leave and Why?

  • 0
Author Image
Dawn Allcot
Tuesday, 14 July 2026 / Published in Uncategorized
CHart showing the reasons people file paid family & Medical leave claims
Paid family leave isn’t just for new mothers – but other caregivers aren’t using it as much as they could. As more states adopt paid family and medical leave (PFML) laws, the insurance industry gains important insights into who is claiming the benefit and the reasons for leave. In general, PFML (or paid family leave

Which Employee Benefits Are Most Important to Each Generation?

  • 0
Author Image
Dawn Allcot
Wednesday, 24 June 2026 / Published in Ancillary Benefits, Business
Gen z in man and woman in business suits walking up stairs in a corporate office building, discussing employee benefits.
Dental, vision and paid family and medical leave land right behind medical insurance in terms of desirability for American workers. It’s obvious that American workers want, and need, affordable and comprehensive healthcare coverage. But more workers than ever before are also thinking about ancillary benefits that can save them money every year, according to a
ancillary benefitsPFML

Brokers: Is a Private Plan in Maryland Right for Your Clients?

  • 0
Author Image
Dawn Allcot
Monday, 15 June 2026 / Published in Maryland PFML, Paid Family Leave, Uncategorized
Map of US with toy plane landing next to a Maryland state flag.
Join your disability, benefits, and leave specialists to learn more about the upcoming Maryland FAMLI program It’s been a long time coming, but the Maryland Department of Labor is poised to roll out its MD FAMLI paid family and medical leave program with actions starting in a few weeks. All employers must register this fall.
Maryland FAMLIMD FAMLI

PFML Bonding Claims Signal a Bigger Benefits Opportunity

  • 0
Author Image
Dawn Allcot
Tuesday, 02 June 2026 / Published in Paid Family Leave
GenX dad or granddad holding up a baby son in the air.
Did you know that in the state of Washington, a higher percentage of men filed PFML claims to bond with a new child than women did? More than half (55%) of bonding leave claims were from men, compared to 45% from women. In Colorado, it was an even 50-50 split, according to recent data collected
bonding leave claimsPaid Family Leavepaternity leavePFML

Where Do US Workers Face the Biggest Benefits Gaps?

  • 0
Author Image
Dawn Allcot
Tuesday, 26 May 2026 / Published in Ancillary Benefits
Knowledge is power and the latest Department of Labor statistics can help brokers pinpoint coverage gaps in ancillary benefits Many insurance brokers know The DBL Center for our expertise in mandatory disability insurance and paid family and medical leave. But our ultimate goal is to help brokers boost their commissions by helping their clients privatize
ancillary benefitsdentalGroup Life / AD&DVision coverage

How to Enrich NYS DBL Now with a Private Plan

  • 0
Author Image
Dawn Allcot
Monday, 18 May 2026 / Published in Disability Coverage, Enriched DBL
Photo of New York State Capital building in Albany
Don’t leave money on the table if you’re writing business for under 50 lives in New York You don’t have to wait for the state to make a decision about Senate Bill S172, which would bring DBL pay more in line with Paid Family Leave benefits in New York. You can help your clients enrich
enriched DBLNYS DBLNYS PFL

Virginia Passes Mandated Paid Family Medical Leave (PFML) Law

  • 0
Author Image
Dawn Allcot
Friday, 01 May 2026 / Published in Paid Family Leave
map of mid-atlantic US with Virginia highlighted with the state flag, new mother holding infant
The state known as the “Mother of Presidents” takes steps to support working parents with statutory paid family and medical leave. On the year of our nation’s 250th birthday, Virginia becomes the first state in the South to introduce required paid family and medical leave. Signed into law on April 22, 2026, the program will
Paid Family LeavePFLVirginia PFML

PFML Expert Gina Rutledge Joins The DBL Center

  • 0
Author Image
Dawn Allcot
Tuesday, 14 April 2026 / Published in Business, Uncategorized
New Assistant VP, Paid Family and Medical Leave, comes from MetLife to support brokers across the ever-changing paid family leave landscape. The DBL Center has appointed Gina Rutledge Assistant Vice President, Paid Family and Medical Leave Solutions, effective immediately. With 28 years of experience in the insurance industry, Gina Rutledge is a renowned industry PFML
  • 1
  • 2
  • 3

From Our Blog

  • Ancillary Benefits
  • Broker Dashboard
  • Broker Spotlight
  • Business
  • Colorado FAMLI
  • Coronavirus Pandemic
  • CT Paid Family Medical Leave
  • Culture
  • Dental Insurance
  • Disability Coverage
  • Enriched DBL
  • Hawaii TDI
  • Healthcare
  • In the News
  • Insurance
  • Life Insurance
  • Long-Term Care Insurance
  • Maryland PFML
  • Massachusetts PFMLA
  • News
  • NJ TDB
  • NJ TDI
  • NY SDI
  • NYS DBL
  • On the Mic with Mike
  • Paid Family Leave
  • Pennsylvania PFML
  • Rep Roundtable
  • Technology
  • Uncategorized
  • Vision Coverage
  • Voluntary Worksite Benefits

Why Work With The DBL Center?

Let us be your Disability, Benefits, and Leave experts

LEARN MORE

The D.B.L. Center LTD.
Niche Insurance Specialist
Industry experience since 1976

Ancillary Benefits
  • Ancillary Group Benefits
  • Group Life Insurance / AD&D Coverage
  • Long Term Disability Insurance
  • Vision Coverage
  • Dental Benefits
Paid Family Leave
  • Colorado
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • Minnesota
  • New Hampshire
  • New Jersey
  • New York
  • Oregon
  • Vermont
  • Virginia
Disability Insurance
  • Enriched NY DBL
  • Hawaii TDI
Helpful Links
  • Contact Us
  • Blog
  • In the News
  • NY PFL Calculator – 2026 rates
  • About The DBL Center Ltd.
  • Our Team
  • Why Choose Us
  • DBL Center History
  • In the News
  • Testimonials
  • Sitemap
  • Privacy Policy
  • Legal

Insurancewholesaler.net All Rights Reserved 2025.

TOP