Dawn Allcot is a freelance writer, editor, and content strategist with more than two decades of experience creating high-performing content for leading financial and consumer publications like GoBankingRates, CNET, and TheStreet. She is a long-time content partner for DBL Center, covering employee benefits, broker technology, and the evolving paid family leave (PFML) landscape.
Hawaii enacted its Temporary Disability Insurance (TDI) law in 1969. In 1986, The DBL Center founder David Cohen traveled to Hawaii to build relationships in the region and, since then, our company has grown to provide TDI coverage to more than 3,500 business owners. The DBL Center has become the leading insurance wholesaler and largest
Previously, we discussed ways that Individual Disability Insurance (IDI) can protect the financial assets of the high earners in any organization. But DI plays an important role in balanced health care coverage. Post-pandemic, employers are still working to recruit and retain top employees and to prevent falling victim to trends like “quiet quitting,” where an
Group Retiree Health plans can reduce out-of-pocket healthcare costs for those ages 65+. In today’s era of job-hopping and quiet quitting – the phenomenon where employees remain at their jobs but don’t perform at their highest level – enticing employees to stay engaged is more important than ever. The FIRE movement, or Financial Independence, Retire
How does PTO work in states with disability and family leave benefits? As a growing number of states roll out statutory Paid Family and Medical Leave programs and short-term disability insurance benefits, employers, HR managers, benefits advisors, and insurance brokers, alike, are trying to understand how PTO and PFML interact in terms of claims. In
When employees are in their 30s, job-hopping and looking for the organizations with the best salaries and benefits packages, long-term care insurance (LTC) is not usually on their minds. But, the fact is, it should be. Life insurance sales increased during the coronavirus pandemic. And it’s good that even younger employees started exploring their own
Are you using IDI coverage to fill gaps in your clients’ executive benefits packages? When HR and benefits departments create group benefits plans, they often focus on the majority of employees – hourly wage workers, middle management, and those earning less than $10,000 a month gross income. But we know that the c-suite, including the
Insurance brokers serving New Jersey now have another opportunity to increase commissions with statutory benefits: Family Leave Insurance. By law, New Jersey business owners are required to provide FLI coverage for employees to bond with a new child within the first 12 months, care for a family member with a serious health condition, or to
Paid Family and Medical Leave went into full effect in January 2021 and benefits were fully rolled out by July 1, 2021. As of last summer, any eligible employees could file a claim to receive benefits. Maximum leave time varies depending on the reason for leave. Qualified employees could receive: Up to 20 weeks off
As the need for disability coverage, paid family and medical leave, and group benefits grows across the U.S., The DBL Center continues to expand its team to better serve insurance brokers. The DBL Center welcomes William Quinn, Senior Relationship Consultant for Group Benefits, to its growing family. In this new role, Quinn will work with
The DBL Center is your trusted resource for statutory disability benefits, like TDB in New Jersey and DBL in New York, that your clients need. But insurance brokers should also consider sharing the advantages of other types of coverage. Key person insurance and business life insurance are critical products that many business owners overlook. Likewise,
As the statutory insurance industry prepares for July 1 renewals, it’s a good time for insurance brokers to help them identify gaps in coverage that may be filled by ancillary benefits. The introduction of paid family and medical leave programs in a growing number of states opens new markets to statutory brokers. DBL Center brokers
Insurance brokers and employers should begin preparing now for Maryland PFML. Add Maryland to the growing list of states offering paid family and medical leave to many workers. As the federal government continues to discuss a U.S.-wide mandated paid family leave program, more state legislatures are introducing their own programs. On April 9, 2022, the