Dawn Allcot is a full-time freelance writer & owner of a content marketing agency. Her work has appeared on sites that include Forbes, Chase, Bankrate, & The Balance.
Paid Family Leave (PFL) and Paid Family and Medical Leave (PFML) programs expand across the U.S. in 2023. A recent study from the CommonCentsMom.com found that the U.S. ranks the worst in the developed world for early childcare. The study analyzed the costs of early childcare in 40 countries relative to the mother’s income, how
Sonja Spruiel joins The DBL Center as our new VP Business Development & Disability Underwriter. Spruiel comes from Arch Insurance, where she was the Regional Business Development Manager, Accident & Health. Prior to Arch, Spruiel worked at Standard Life as the EB Disability Underwriter specializing in Group Life and Short- and Long-Term Disability in the
Every year, Michael Cohen, president and CEO of The DBL Center, recognizes his employees and celebrates the year’s success with a holiday party. Past parties have been at trendy Long Island location’s like the speakeasy-style bar, The Founder’s Room, in Huntington’s Paramount Theater and other first-class eateries. This year, The DBL Center team celebrated with
Hawaii enacted its Temporary Disability Insurance (TDI) law in 1969. In 1986, The DBL Center founder David Cohen traveled to Hawaii to build relationships in the region and, since then, our company has grown to provide TDI coverage to more than 3,500 business owners. The DBL Center has become the leading insurance wholesaler and largest
Previously, we discussed ways that Individual Disability Insurance (IDI) can protect the financial assets of the high earners in any organization. But DI plays an important role in balanced health care coverage. Post-pandemic, employers are still working to recruit and retain top employees and to prevent falling victim to trends like “quiet quitting,” where an
Group Retiree Health plans can reduce out-of-pocket healthcare costs for those ages 65+. In today’s era of job-hopping and quiet quitting – the phenomenon where employees remain at their jobs but don’t perform at their highest level – enticing employees to stay engaged is more important than ever. The FIRE movement, or Financial Independence, Retire
How does PTO work in states with disability and family leave benefits? As a growing number of states roll out statutory Paid Family and Medical Leave programs and short-term disability insurance benefits, employers, HR managers, benefits advisors, and insurance brokers, alike, are trying to understand how PTO and PFML interact in terms of claims. In
When employees are in their 30s, job-hopping and looking for the organizations with the best salaries and benefits packages, long-term care insurance (LTC) is not usually on their minds. But, the fact is, it should be. Life insurance sales increased during the coronavirus pandemic. And it’s good that even younger employees started exploring their own
Are you using IDI coverage to fill gaps in your clients’ executive benefits packages? When HR and benefits departments create group benefits plans, they often focus on the majority of employees – hourly wage workers, middle management, and those earning less than $10,000 a month gross income. But we know that the c-suite, including the
Insurance brokers serving New Jersey now have another opportunity to increase commissions with statutory benefits: Family Leave Insurance. By law, New Jersey business owners are required to provide FLI coverage for employees to bond with a new child within the first 12 months, care for a family member with a serious health condition, or to
Paid Family and Medical Leave went into full effect in January 2021 and benefits were fully rolled out by July 1, 2021. As of last summer, any eligible employees could file a claim to receive benefits. Maximum leave time varies depending on the reason for leave. Qualified employees could receive: Up to 20 weeks off