Insurance brokers can help employers save money and stay compliant with this simple step The DBL Center is more than just an insurance wholesaler, able to leverage our carrier relationships to secure better premiums and superior coverage for our clients. Our services extend to back-office management, renewal- and cancellation-tracking, and knowledgeable support that helps brokers
Let your insurance wholesaler help you stay on top of PFML changes. Last Sunday, millions of Americans set their clocks back to return to “standard time.” Many of us are still feeling the lag. The time change is part of an antiquated tradition to save energy by shifting daylight hours to evening rather than the
No tricks, just treats, (and no surprises!) with our Net Revenue Tracker. As the end of October rolls around, you might be stocking your home with candy. Maybe you’re hoping to leave the office early on Halloween to take your own children trick-or-treating Friday afternoon. But an eerie deadline looms for all insurance brokers: end-of-year
As your clients review their benefits for the new year, they need broker guidance. US workers have shifted from post-pandemic-era “job hopping,” where they changed roles frequently to secure better pay and benefits to “quiet-quitting,” where they stayed at their current role but did just enough to not get fired. And if they did get
Plus… important deadlines for brokers. Between 10% and 28% of workers across the US freelance or earn a portion of their income from gigs. Whether they’re hanging out a “consultant” shingle to share years of hard-earned advice or driving for Uber, they deserve the same benefits as W-2 employees. Full Support to Help You Earn
DBL forms insurance brokers need and how to get them When a business writes a private disability insurance and Paid Family Leave policy in New York, they need to show proof of coverage through an approved carrier. Form DB-120.1 shows that proof of coverage for a private policy. But brokers can’t issue the form; it
Serve an even larger market in New York with this stand-alone benefit. Gig workers, independent contractors, and others with “alternative arrangements” for their main job make up roughly 10% of the total US workforce, according to the most recent US Department of Labor statistics. Other reports, including a recent infographic from freelancer platform Upwork, found
Based on commonly accepted actuarial principles, the Superintendent has determined that the premium rate for Paid Family Leave benefits for coverage beginning January 1, 2026, shall be increased by +11.31% compared to the premium rate applicable for calendar year 2025. The 2026 PFL rate will be set at 0.432% of an employee’s wages each pay
The state of Minnesota sets deadline for Minnesota business owners to submit private plans for approval. When you hear the words “it’s time,” what’s your first thought? Those of us of a certain age (i.e. Gen X and “older” millennials) hear a tired voice saying, “It’s time to make the donuts.” We picture an older,
Recent insights from nonprofits show people vastly overestimate life insurance costs. When it comes to selling life insurance and other ancillary benefits, insurance brokers face a vast, untapped market: younger working Americans. What’s the best way to reach this market, especially when Gen Z tends to trust TikTok and other social media for financial advice?
Understand how statutory disability and paid family and medical programs have evolved in the US. There’s well-documented research showing that employers, workers, and their families benefit from paid family and medical leave. A 2024 study commissioned by the Department of Labor and presented by the Women’s Bureau found that a national paid family and medical