It’s going to be a bumpy ride, but PFML brings more opportunities than ever in the New Year…
Hang onto your sleigh bells, friends, it’s going to be a bumpy ride in 2026.
But there’s good news ahead, too.
Brokers who’ve been working hard and making connections in emerging PFML states this year will find 2026 off to a prosperous start. Programs go into full effect in Minnesota, Maine and Delaware on January 1, 2026. That means most business owners have already secured their policies and brokers who helped them privatize will begin to see that recurring revenue in early 2026.
Thank You To Our Trusted Colleagues, Clients and Friends
There’s so much going on as we close out the fourth quarter of 2025 and another successful year here at The DBL Center. We want to say thank you to our brokers, carrier partners, and our faithful LinkedIn followers and newsletter readers. (That’s YOU!)
It’s especially appropriate on this Giving Tuesday to share this message of gratitude.
PFML Expands, Providing Needed Relief to the Sandwich Generation
As National Family Caregivers Month concluded last week, it’s an appropriate time to reflect on the importance of Paid Family and Medical Leave in the growing number of states that offer this crucial benefit.
We often speak about PFML in the context of maternity leave. But vast numbers of American employees struggle with caring for aging parents or loved ones with disabilities. The Department of Labor reports that 38 million Americans offer unpaid care to a loved one aged 65 or older. PFML plays a crucial role in keeping those families afloat, financially.
It’s up to trusted insurance brokers to ensure that employers are in compliance with their state rules and regulations.
Reminder: Update Salary Data for Accurate Quotes
As the end of the year rolls around, we also want to remind brokers to reach out to their clients for updated salary data.
Premium rates and benefit payouts are often based on employee salaries, especially in the cases of short-term disability, long-term disability, and ancillary benefits like Group Life / AD&D. Incorrect salary data can lead to under- or over-billing, delayed claims, and other administrative hassles.
Eliminate surprises for your clients by updating salary data before the year ends.
Read More: The Importance of Accurate Salary Data
P.S. It’s also a great time to check in with clients and offer a risk analysis to highlight coverage gaps. Let The DBL Center team help you with this. Reach out now by replying to this email for a customized report of risk gaps.
Rely on The DBL Center as your back-office staff for required and ancillary benefits to lighten your load and boost commissions in the new year.




