website makes it easy to bind NYS DBL coverage in New York for under 50 lives.

Quick Quote Rate Binding Chart for NYS DBL Coverage

Small business owners face the struggle of being the HR director, sales manager, CEO, CFO/controller, CIO—and any other C-level titles you may want to add.

The DBL Center Ltd. is large enough to exceed the expectations of even the biggest corporate clients, including a number of well-known retail chains, with the highest level of white glove service. But we are still considered a small-to-mid-size business—just like many of our clients. And that means we are finely attuned to the unique needs of small businesses. And that means streamlining processes like buying employee benefits.

Most small business owners in New York understand they need DBL coverage. But they don’t want to spend a lot of time shopping around for the lowest premiums or the best service.  They want to shop online, quickly and easily, binding the lowest rates they can find from a reputable carrier.

We also understand small businesses from the perspective of our brokers. Insurance is, largely, a volume business. Brokers may invest the same amount of time and energy into selling a 500-life policy as a 50-life policy. But basic math can show you where they are earning the most commission. That means brokers need a fast, easy way to bind the best rates for NYS DBL coverage for small businesses.

For over a decade, The DBL Center has been providing a solution to small business owners and brokers writing DBL policies for fewer than 50 lives in New York.

Making DBL Coverage Easy for New York Small Business Owners and Insurance Brokers

Small business owners need mandatory NYS DBL coverage quickly, without spending too much of time shopping around for the lowest premiums or best service. And brokers need to write mandatory DBL policies in New York quickly and easily to maximize their profits.

That’s where the DBL Center’s Quick Quote Rate Binding Chart comes in.

When we revamped our website, we made a few modifications to make our Quick Quote Rate Chart even easier to navigate and more intuitive to use. But it remains the same popular tools hundreds of our brokers use each week to secure a quote from one of our top carriers for their clients with 50 or fewer lives.

Let us walk you through the quick and easy three-step process.

Three Steps to Binding NYS DBL Coverage for Fewer than 50 Lives

To bind coverage for New York small businesses with fewer than 50 lives:

1. Choose one of our select carriers.
You can read about New York’s top DBL carriers, and learn the key differentiators of each insurance company, here. Our choice carriers include:

  • Amtrust
  • ShelterPoint
  • Guardian
  • The Hartford
  • Standard Security Life Insurance Company

Each of these carriers has an A- rating or higher by Standard and Poors.

Simply click the button next to the carrier’s name on the chart, and a new box will open that allows you to bind coverage in minutes online, without leaving You’ll also have the option to enrich coverage beyond the NYS DBL minimium.

Note: In the case of AmTrust, you’ll need to follow the instructions to open a new window on the AmTrust site to bind coverage.

Note: For ShelterPoint, you’ll need to login with your broker credentials first.  This also enables you to look up your block of business and issue DB 120.1’s or certificates of insurance

2. Input your broker information and details about your client.

You’ll need to spend a few minutes telling us about yourself and your client.  Make sure we have a copy of your updated license. This is important because all commission checks will go straight to you, with your name on the application.

The DBL Center Ltd. provides a white-glove, white-label service. Any correspondence comes to your client with your name and your brokerage information. A copy also comes to you, the broker.  We work behind-the-scenes to ensure you and your clients receive the exemplary service you all deserve.

In addition to simple details about you and your brokerage, as well as your client’s name, the company name and type of company, owner name, phone, and address, we’ll need to know:

  • Number of Males and Females in the company
  • Preferred annual premium
  • Employee contribution percentage
  • Previous carrier
  • New venture
  • Effective date

You can even bind a quote online while you have a client on the phone – it’s that easy.

3. Submit your form to bind your quote.
When all the information is complete (hit N/A if you don’t know, don’t have an answer, or need clarification), hit enter to submit the form directly to the insurance carrier. The price quote is now binding, ensuring your clients the low premiums and quality coverage they want.

A representative from The DBL Center Ltd. will contact you within 24 hours with a policy kit.

Save Time, Earn More Commission Online

At The DBL Center, we understand the importance of online outreach, especially for time-strapped small business owners. (Might as well add Chief Marketing Officer or inbound marketing specialist to the many titles a small business owner holds!)

As a result, we are always working to improve the online experience for our brokers and their clients, from the information we share to how we make it easy to get a quick quote for DBL coverage to insure fewer than 50 lives in New York.