Tel:(631) 293.5100 E-mail: mailto:info@dblcenter.com

The DBL Center - Insurance Wholesaler

Niche Insurance Specialist. Your Insurance Wholesaler since 1976

T (631) 293 51 00
Email: Info@dblcenter.com

Niche Insurance Specialist.
155 Pinelawn Road Suite 120S Melville, NY 11747

  • About
    • Our Team
      • David J. Cohen
      • Michael S. Cohen
      • Lisa Indelli
      • Selena Kutschera
      • Annette M. Sperandio
      • Bill Quinn
      • Brian Dewey
      • Sonja Spruiel
      • Maria Dottavio
      • Chris Zimmerman
      • John Byrne
      • Alexandra De Sisto
    • Why Choose Us
    • DBL Center History
    • In the News
    • Testimonials
  • Disability Insurance
    • Enriched DBL
    • NY State DBL
    • NJ TDB
    • TDI (Hawaii)
  • Ancillary Group Benefits
    • Group Life Insurance / AD&D Coverage
    • Long Term Disability Insurance
    • Dental Benefits
    • Vision Coverage
    • Voluntary Worksite Benefits
      • Life Insurance
      • Disability Income
      • Critical Illness Insurance
      • Accident Insurance
  • Paid Family Leave
    • NY Paid Family Leave
    • New Jersey Family Leave Insurance
    • Connecticut Paid Family Leave
    • Colorado Paid Family Leave
    • MA Paid Family Medical Leave
    • Paid Leave Oregon: PFMLI
    • Delaware Paid Family Leave
    • Maryland Paid Family Leave
    • Maine Paid Family Leave
    • Minnesota Paid Leave
  • Bind DBL / PFL
  • Blog
  • Contact
GETRATES
HERE
  • Home
  • Articles posted by Michael Cohen
January 1, 2026

Archive for Author: Michael Cohen

After graduating from Boston University in 2002, Michael Cohen spent several years in the film and television industry, working as a producer, writer and stand-up comedian. Licensed to sell insurance at the age of 18, Cohen entered the family business full time in 2005 and brought the experience of the entertainment industry to The DBL Center. Nine years later, he became a member of the prestigious Friars Club in NYC, where he found a way to blend his passion for the arts with his day job to assist with the growth of The DBL’s Center’s General Agency, which he is proud to say has more than doubled since he came on board.

Why New York State Legislators Are Getting Nothin’ for Christmas (Again) in 2025

  • 0
Author Image
Michael Cohen
Sunday, 21 December 2025 / Published in NYS DBL
The Naughty and Nice List
Which states have been naughty and which ones have been nice? Here’s what insurance brokers need to know going into 2026. Breaking news: The DBL Center has heard from inside sources that New York lawmakers will receive a hefty helping of coal in its stocking – and nothing more – from Santa Claus again this

Hang Onto Your Sleigh Bells…

  • 0
Author Image
Michael Cohen
Tuesday, 02 December 2025 / Published in Paid Family Leave
Hang Onto Your Sleigh Bells, It’s Going to be a Bumpy Ride in 2026
It’s going to be a bumpy ride, but PFML brings more opportunities than ever in the New Year… Hang onto your sleigh bells, friends, it’s going to be a bumpy ride in 2026. But there’s good news ahead, too. Full Support to Help You Earn More Maximizing your revenue potential with Net Revenue Tracker Dashboard.

The DBL Center Shares Gratitude This Fall

  • 0
Author Image
Michael Cohen
Tuesday, 25 November 2025 / Published in Uncategorized
The DBL Center Shares Gratitude This Fall
Be Kind. Stay Connected. Grow with us. As people rush to Amazon for the best Black Friday deals, a lot of shoppers don’t realize Saturday is Small Business Saturday. American Express introduced the initiative in 2010 to raise awareness around supporting local business owners and, by its second year, in 2011 the Small Business Administration

Insurance Brokers: Don’t Fear End-of-Year Renewals

  • 0
Author Image
Michael Cohen
Wednesday, 29 October 2025 / Published in Business
Dog Trick or Treating
No tricks, just treats, (and no surprises!) with our Net Revenue Tracker. As the end of October rolls around, you might be stocking your home with candy. Maybe you’re hoping to leave the office early on Halloween to take your own children trick-or-treating Friday afternoon. But an eerie deadline looms for all insurance brokers: end-of-year

In an Era of Job Hugging, Employee Benefits Still Matter

  • 0
Author Image
Michael Cohen
Saturday, 18 October 2025 / Published in Broker Dashboard, Business
Benefits Guidance
As your clients review their benefits for the new year, they need broker guidance. US workers have shifted from post-pandemic-era “job hopping,” where they changed roles frequently to secure better pay and benefits to “quiet-quitting,” where they stayed at their current role but did just enough to not get fired. And if they did get

Expand Your Reach: Paid Family Leave Isn’t Just for Employees

  • 0
Author Image
Michael Cohen
Tuesday, 07 October 2025 / Published in Paid Family Leave
Expand Your Reach with Paid Family Leave
Plus… important deadlines for brokers. Between 10% and 28% of workers across the US freelance or earn a portion of their income from gigs. Whether they’re hanging out a “consultant” shingle to share years of hard-earned advice or driving for Uber, they deserve the same benefits as W-2 employees. Full Support to Help You Earn

Need Form DB-120.1 for Private Disability Coverage? The DBL Center Can Help

  • 0
Author Image
Michael Cohen
Monday, 29 September 2025 / Published in Disability Coverage
The DBL Center Can Help with Form DB-120.1
DBL forms insurance brokers need and how to get them When a business writes a private disability insurance and Paid Family Leave policy in New York, they need to show proof of coverage through an approved carrier. Form DB-120.1 shows that proof of coverage for a private policy. But brokers can’t issue the form; it

Why Independent Contractors Need Paid Family Leave (PFL in NY)

  • 0
Author Image
Michael Cohen
Tuesday, 16 September 2025 / Published in Paid Family Leave
Why Independent Contractors Need Paid Family Leave (PFL in NY)
Serve an even larger market in New York with this stand-alone benefit. Gig workers, independent contractors, and others with “alternative arrangements” for their main job make up roughly 10% of the total US workforce, according to the most recent US Department of Labor statistics. Other reports, including a recent infographic from freelancer platform Upwork, found

Changes in Minnesota and New York: What Brokers Need to Know

  • 0
Author Image
Michael Cohen
Tuesday, 02 September 2025 / Published in Business, Disability Coverage, Life Insurance, Paid Family Leave
What Brokers Need to Know
Big news broke in New York just prior to Labor Day weekend – but it wasn’t the news of a DBL benefit increase New York workers were hoping for. Instead, the State of New York raised the PFL premium contribution rate starting January 1, 2026. It’s an 11.31% increase, bringing the new rate to 0.432%

New York Announces 2026 PFL Rate

  • 0
Author Image
Michael Cohen
Friday, 29 August 2025 / Published in Paid Family Leave
Paid Family Leave
Based on commonly accepted actuarial principles, the Superintendent has determined that the premium rate for Paid Family Leave benefits for coverage beginning January 1, 2026, shall be increased by +11.31% compared to the premium rate applicable for calendar year 2025. The 2026 PFL rate will be set at 0.432% of an employee’s wages each pay

It’s Time… To Quote Minnesota PFML

  • 0
Author Image
Michael Cohen
Sunday, 24 August 2025 / Published in Paid Family Leave
Minnesota PFML
The state of Minnesota sets deadline for Minnesota business owners to submit private plans for approval. When you hear the words “it’s time,” what’s your first thought? Those of us of a certain age (i.e. Gen X and “older” millennials) hear a tired voice saying, “It’s time to make the donuts.” We picture an older,

Life Insurance Sales: Education is Key for Younger Market

  • 0
Author Image
Michael Cohen
Monday, 18 August 2025 / Published in Life Insurance
Life Insurance Sales: Education is Key for Younger Market
Recent insights from nonprofits show people vastly overestimate life insurance costs. When it comes to selling life insurance and other ancillary benefits, insurance brokers face a vast, untapped market: younger working Americans. What’s the best way to reach this market, especially when Gen Z tends to trust TikTok and other social media for financial advice?
  • 1
  • 2
  • 3
Image
Image
Image
Image

From Our Blog

  • Ancillary Benefits
  • Broker Dashboard
  • Broker Spotlight
  • Business
  • Colorado FAMLI
  • Coronavirus Pandemic
  • CT Paid Family Medical Leave
  • Culture
  • Dental Insurance
  • Disability Coverage
  • Enriched DBL
  • Hawaii TDI
  • Healthcare
  • In the News
  • Insurance
  • Life Insurance
  • Long-Term Care Insurance
  • Maryland PFML
  • Massachusetts PFMLA
  • News
  • NJ TDB
  • NJ TDI
  • NY SDI
  • NYS DBL
  • On the Mic with Mike
  • Paid Family Leave
  • Rep Roundtable
  • Technology
  • Uncategorized
  • Vision Coverage
  • Voluntary Worksite Benefits

The Benefits

Learn how DBL Center white glove service can help brokers like you expand your book of business with new clients

LEARN MORE

How it works

Select your carrier, Fill out the forms, Get approved It's that simple! White glove service you & your clients deserve.

LEARN MORE

Bind DBL / PFL

Link your agency today, contact our seamless dedicated support team for additional help or any quotations you may have.

GET STARTED

The D.B.L. Center LTD.
Niche Insurance Specialist
Industry experience since 1976
155 Pinelawn Road
Suite 120S
Melville, NY 11747

Ancillary Benefits
  • Ancillary Group Benefits
  • Group Life Insurance / AD&D Coverage
  • Long Term Disability Insurance
  • Vision Coverage
  • Dental Benefits
Paid Family Leave
  • New York
  • New Jersey
  • Connecticut
  • Colorado
  • Massachusetts
  • Oregon
  • Delaware
  • Maryland
  • Maine
  • Minnesota
Disability Insurance
  • Enriched DBL
  • NY State DBL
  • Disability Benefits NJ TDB
  • TDI (Hawaii)
Helpful Links
  • Contact Us
  • Blog
  • In the News
  • Paid Family Leave Calculator (2025 Rates)
  • About The DBL Center Ltd.
  • Our Team
  • Why Choose Us
  • DBL Center History
  • In the News
  • Testimonials
  • Sitemap
  • Privacy Policy
  • Legal

Insurancewholesaler.com All Rights Reserved 2025.

TOP