The state of Minnesota sets deadline for Minnesota business owners to submit private plans for approval. When you hear the words “it’s time,” what’s your first thought? Those of us of a certain age (i.e. Gen X and “older” millennials) hear a tired voice saying, “It’s time to make the donuts.” We picture an older,
Understand how statutory disability and paid family and medical programs have evolved in the US. There’s well-documented research showing that employers, workers, and their families benefit from paid family and medical leave. A 2024 study commissioned by the Department of Labor and presented by the Women’s Bureau found that a national paid family and medical
State laws vary – know the basics so you can help guide your clients. Life is rarely predictable. That’s especially true for new parents or anyone caring for a loved one who is sick or aging. Raising a newborn or caring for loved ones often means taking time off work for doctor’s appointments or taking
As New York’s COVID Sick Leave law sunsets at the end of July, NY business owners may be confused about mandated paid-time-off (PTO). As a result, they may have questions for the insurance brokers who write and manage their statutory benefits like DBL and PFL. Full Support to Help You Earn More Maximizing your
How to help your clients bring NYS disability benefits in line with PFL coverage New York became a trailblazer with the introduction of a robust Paid Family Leave program. Almost a decade later, more states are rolling out statutory paid family and medical leave programs. New York legislators are behind the times when it comes
Do employers have to insure workers in other states? When vast numbers of employees began working from home five years ago, only a handful of states mandated Paid Family and Medical Leave. Today, more than a dozen states require most businesses to provide paid family and medical leave for employees. This presents new challenges for
“Struggling is hard because you never know what’s at the end of the tunnel.” Comedian Don Rickels In our latest post at The DBL Center, we took a lighthearted look at one of CEO Michael Cohen’s passions: stand-up comedy. We bet you didn’t realize how much insurance brokers and comedians have in common, including our
The day is approaching. As of January 1, 2026, Minnesota will become the first Midwest state to introduce a mandatory paid family and medical leave program. Similar to programs that have rolled out up and down the Eastern seaboard and in the northwestern states of Colorado and Oregon, Minnesota employers must help fund benefits that
Learn the advantages of writing Delaware PFML through The DBL Center Employer contributions for Delaware’s new Paid Family and Medical Leave program went into effect January 1, 2025, with benefits beginning in 2026. The program provides paid time off with up to 80% of wages, up to $900 per week in 2026 and 2027 for
Plus: 3 reasons your insurance clients should privatize Paid Family Leave in New York now. As typically happens this time of year, the New York State Department of Financial Services announced the new PFL Premium/EE contribution rate for next year. The state has increased the premium to a contribution of 0.388% of an employee’s gross
The DBL Center is here to support our insurance brokers The insurance industry is facing more challenges than it has in decades. Turnover rates in the insurance industry have reached highs of 12% to 15%, up from 8% to 9% in recent years, according to a report by Staffboom.com, based on data from studies by
Get set for paid leave in these mid-Atlantic states. Since New York became one of the first states to introduce Paid Family Leave years ago, The DBL Center has been on the forefront of these important benefits. As more states institute mandated Paid Family and Medical Leave (PFML) programs, The DBL Center continues expanding our