Tel:(631) 293.5100 E-mail: mailto:info@dblcenter.com

The DBL Center - Insurance Wholesaler

Niche Insurance Specialist. Your Insurance Wholesaler since 1976

T (631) 293 51 00
Email: Info@dblcenter.com

Niche Insurance Specialist.
155 Pinelawn Road Suite 120S Melville, NY 11747

  • About
    • Our Team
      • David J. Cohen
      • Michael S. Cohen
      • Larry Estridge
      • Lisa Indelli
      • Selena Kutschera
      • Eugene Puleo
      • Annette M. Sperandio
      • Melissa Bilka
      • Bill Quinn
      • Brian Dewey
      • Lori S. Rose
      • Sonja Spruiel
      • Louis Ortiz
    • Why Choose Us
    • DBL Center History
    • In the News
    • Testimonials
  • Disability Insurance
    • Enriched DBL
    • NY State DBL
    • NJ TDB
    • TDI (Hawaii)
  • Ancillary Group Benefits
    • Group Life Insurance / AD&D Coverage
    • Long Term Disability Insurance
    • Dental Benefits
    • Vision Coverage
    • Voluntary Worksite Benefits
      • Life Insurance
      • Disability Income
      • Critical Illness Insurance
      • Accident Insurance
  • Paid Family Leave
    • NY Paid Family Leave
    • Connecticut Paid Family Leave
    • Colorado Paid Family Leave
    • MA Paid Family Medical Leave
    • Paid Leave Oregon: PFMLI
  • Bind DBL / PFL
  • Blog
  • Contact
GETRATES
HERE
  • Home
  • Blog Page
  • News
  • DBL Center Brokers Help Businesses Bundle Short Term Disability and MA Paid Family Medical Leave Act Benefits
March 30, 2023
Michael Cohen
Thursday, 21 January 2021 / Published in News

DBL Center Brokers Help Businesses Bundle Short Term Disability and MA Paid Family Medical Leave Act Benefits

Prior to the MA Paid Family Medical Leave Act, short-term disability benefits provided partial income replacement for non-work-related illnesses or injuries in Massachusetts.

With MA PFMLA benefits going into effect on January 1, 2021, (and additional benefits beginning July 1, 2021), Massachusetts business owners may wonder if they still need to offer group STD to employees.

The DBL Center, a wholesale insurance general agency specializing in statutory benefits, recently shared details on why Massachusetts business owners should supplement MA Paid Family Medical Leave Act benefits with Group STD.

Short Term Disability vs. MA PFML (MA Paid Family Medical Leave Act)

Employers in Massachusetts must provide statutory PFML coverage. Businesses over 25 employees can write their benefits plan through the Commonwealth of Massachusetts or choose a private plan that:

  • Meets or exceeds the benefits and duration of the state plan
  • Has the same or more lenient requirements
  • Offers the same or lower premiums than the state plan.

Group STD Coverage Bridges the Gap Between PFML and Long-Term Disability

 

In 2021, the MA Paid Family Medical Leave Act will compensate workers for up to 20 weeks of personal medical leave. However, if the worker already filed a personal or family leave claim within the past calendar year, they may not be able to collect for the full 20 weeks.

On the other hand, employees can collect STD income replacement for up to 26 weeks, regardless of other claims.

Long-term disability insurance typically goes into effect 26 weeks after an employee becomes disabled. STD provides income replacement for those six weeks (or more) once PFML runs out, before LTD begins.

Better benefits help reduce employee stress and improve retention rates within a company. Combining PFML with Group STD and the best long-term disability insurance , plus ancillary benefits like dental, vision, and Group Life AD&D can set a Massachusetts business apart.

About The DBL Center Ltd.

With 40+ years in the insurance industry, The DBL Center services 100,000 insured corporations through 4,000 brokers across 15 states as a wholesale insurance general agency. For more information, visit InsuranceWholesaler.net, call 800.325.2777 or connect with us on LinkedIn.

Contact
InsuranceWholesaler | Michael Cohen
6312935100 ex 800
Michael.Cohen@dblcntr.com

What you can read next

The DBL Center Helps Business Owners Save Money with Paid Family Medical Leave in Massachusetts
DBL Center Prepares to Assist with Questions about Short Term Disability and Paid Leave During COVID-19 Pandemic
The DBL Center Launches In the News Section to Keep Brokers Informed and Entertained
Image
Image
Image
Image

From Our Blog

  • Ancillary Benefits
  • Broker Dashboard
  • Broker Spotlight
  • Business
  • Colorado FAMLI
  • Coronavirus Pandemic
  • CT Paid Family Medical Leave
  • Culture
  • Dental Insurance
  • Disability Coverage
  • Enriched DBL
  • Hawaii TDI
  • Healthcare
  • In the News
  • Insurance
  • Life Insurance
  • long-Term Care insurance
  • Maryland PFML
  • Massachusetts PFMLA
  • News
  • NJ TDB
  • NYS DBL
  • On the Mic with Mike
  • Paid Family Leave
  • Rep Roundtable
  • Technology
  • Vision Coverage
  • Voluntary Worksite Benefits

The Benefits

Learn how DBL Center white glove service can help brokers like you expand your book of business with new clients

LEARN MORE

How it works

Select your carrier, Fill out the forms, Get approved It's that simple! White glove service you & your clients deserve.

LEARN MORE

Bind DBL / PFL

Link your agency today, contact our seamless dedicated support team for additional help or any quotations you may have.

GET STARTED

The D.B.L. Center LTD.
Niche Insurance Specialist
Industry experience since 1976
155 Pinelawn Road
Suite 120S
Melville, NY 11747

Ancillary Benefits
  • Ancillary Group Benefits
  • Group Life Insurance / AD&D Coverage
  • Long Term Disability Insurance
  • Vision Coverage
  • Dental Benefits
Paid Family Leave
  • New York
  • Connecticut
  • Colorado
  • Massachusetts
  • Oregon
Disability Insurance
  • Enriched DBL
  • NY State DBL
  • TDB (NJ)
  • TDI (Hawaii)
Helpful Links
  • Contact Us
  • Blog
  • In the News
  • PFL Calculator – 2023 Rates
  • About The DBL Center Ltd.
  • Our Team
  • Why Choose Us
  • DBL Center History
  • In the News
  • Testimonials
  • Sitemap
  • Privacy Policy
  • Legal

Insurancewholesaler.com All rights reserved 2023. Designed & Developed By Slidesigma.com

TOP