Vision Coverage Fills Important Risk Gaps in Employee Benefit Plans

Help your clients enhance their company benefits

The DBL Center offers group vision plans through Class A+ rated carriers with affordable premium costs and flexible coverage.

Let us be your insurance wholesaler to shop your clients’ policies and secure high-volume discounts with no minimum requirements.

Vision Coverage: In-demand But Often Forgotten

When it comes to vision benefits plans, Department of Labor Bureau of Statistics data shows disparities between large and small private companies and their offerings. Group vision coverage is offered to:

  • 21% of workers in small businesses (under 100 lives)
  • 34% of workers in companies with 100 to 499 lives
  • 44% of workers in organizations of 500+ lives

Although equally important as dental benefits, vision care remains a risk gap in the majority of company’s benefits coverage for their employees.

Flexible plans, which can be sponsored by the employer, employee, or on a cost-shared basis, make group vision a logical upsell to complete a comprehensive ancillary benefits package.

Why Should Businesses of All Sizes Invest in Vision Coverage?

Vision insurance is often overlooked but is a crucial part of eye health and overall employee well-being

  • Better vision contributes to enhanced employee productivity
  • Proactive eye exams can help diagnose other health conditions
  • Early treatment can reduce absenteeism related to eye health
  • Improve overall employee wellness
  • Employers can choose a tiered plan for enhanced coverage for key executives and owners

Choices for Your Clients, Commission For You

With voluntary, cost-shared, and employer-sponsored vision plans from top-rated carriers, The DBL Center makes it easy for insurance brokers to increase commissions and help their clients fill risk gaps.

We recommend privatizing mandatory disability and paid family and medical leave benefits in states with that option. Then, your clients can roll the premium cost savings from a private plan into enhanced ancillary benefits, including vision coverage.

Vision plans often include coverage for corrective lenses and eye doctor visits.

Based on our decades of experience and carrier relationships, The DBL Center can help you write the policies that are best for your clients.

Let The DBL Center Help You Enhance Your Clients’ Ancillary Benefits

As your white-label back-office staff, The DBL Center team manages and maintains all policies, but it is always your name on the policy as the owner. Brokers cash commission checks or receive deposits directly from the insurance carrier, eliminating delays.

As an insurance broker working with The DBL Center, you’ll also gain access to our exclusive Broker Dashboard: Net Revenue Tracker to track renewals, cancellations and commissions online or through your mobile device.

Vision Insurance FAQs

The best vision insurance plan for group vision coverage depends on the size of the employer, their unique needs, and budget. The DBL Center is your best source for group vision coverage through top-rated insurance carriers, with no minimum requirements, low premium rates, and benefits available on a cost-shared, voluntary, or employer-sponsored basis.

Vision insurance coverage depends on the specific plan. Most plans should include coverage for vision correction, including contact lenses, eyeglasses and bifocal or multifocal lenses, and regular exams to maintain eye health. It typically does not cover medical eye treatments or treatment of health conditions related to the eyes. Copays and coverage may vary. The DBL Center can help businesses, organizations and insurance brokers find the best plans for their employees or clients.

Providing vision coverage on a voluntary, cost-shared or employer-sponsored basis can reduce absenteeism and improve productivity. Eye health is an important element of employee wellness. It can also alleviate workers’ financial stress by reducing out-of-pocket costs for routine eye exams and corrective lenses.

Medical insurance and vision insurance are often written under two separate insurance policies. If employee healthcare does not include vision coverage, business owners and benefits advisors can purchase a separate policy to cover eye exams and other vision-related products and services.

TOP