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Disability Benefits Law (NY)
New York Statutory Disability Insurance is mandated by the State. It is a no fault insurance program to protect workers insured off the job.
Temporary Disability Benefits (NJ)
In New Jersey Temporary Disability Law was set up to provide some protection against wage loss caused by short-term non-work related disabilities.
Temporary Disability Insurance (HI)
Temporary Disability Insurance was enacted as a law in Hawaii in 1969. Similar to NY and NJ, T.D.I. requires employers to provide wage replacement for non-work related injury or sickness including pregnancy.
Long Term Disability
Long term disability picks up where short-term disability left off, paying you a percentage of your salary (50-60% on average) for two to five years or to age 65
Group Life is a type of insurance in which a single contract covers a group of people. Typically the policy owner is an employer and the policy covers the employees or members of the group
For a specific premium rate you are entitled to certain dental benefits such as checkups, cleanings, x-rays and certain services required to promote general dental health.